Peoples State Bank

Deposit Account Rates

Effective: May 23, 2000



Individual Retirement Account


Minimum deposit to open account - NONE
Minimum deposit to obtain A.P.Y. - NONE
Interest rate - 6.00%

Annual Percentage Yield - 6.18%



Statement Savings Account


Minimum deposit to open account - NONE
Minimum deposit to obtain A.P.Y. - NONE
Interest rate - 2.50%

Annual Percentage Yield - 2.53%



Passbook Savings Account


Minimum deposit to open account - NONE
Minimum deposit to obtain A.P.Y. - NONE
Interest rate - 2.50%

Annual Percentage Yield - 2.53%



Christmas Club-Coupon Book


Minimum deposit to open account - Coupon
Minimum deposit to obtain A.P.Y. - Coupon
Interest rate - 2.50%

Annual Percentage Yield - 2.53%



Christmas Club-Automatic Payment


Minimum deposit to open account - Coupon
Minimum deposit to obtain A.P.Y. - Coupon
Interest rate - 2.75%

Annual Percentage Yield - 2.79%



Now Account


Minimum deposit to open account - $1,000.00
Minimum deposit to obtain A.P.Y. - $1,000.00
Interest rate - 1.50%

Annual Percentage Yield - 1.51%



Super Now Account


Minimum deposit to open account - $2,500.00
Minimum deposit to obtain A.P.Y. - $2,500.00
Interest rate - 1.85%

Annual Percentage Yield - 1.86%



Money Market Account


Minimum deposit to open account - $2,500.00
Minimum deposit to obtain A.P.Y. - $2,500.00
Interest rate - 3.60%

Annual Percentage Yield - 3.66%



Six Month Certificate of Deposit


Minimum deposit to open account - $500.00
Minimum deposit to obtain A.P.Y. - $500.00
Interest rate - 5.50%

Annual Percentage Yield - 5.65%



Twelve Month Certificate of Deposit


Minimum deposit to open account - $500.00
Minimum deposit to obtain A.P.Y. - $500.00
Interest rate - 5.65%

Annual Percentage Yield - 5.81%



Eighteen Month Certificate of Deposit


Minimum deposit to open account - $500.00
Minimum deposit to obtain A.P.Y. - $500.00
Interest rate - 5.75%

Annual Percentage Yield - 5.91%



Thirty Month Certificate of Deposit


Minimum deposit to open account - $500.00
Minimum deposit to obtain A.P.Y. - $500.00
Interest rate - 6.00%

Annual Percentage Yield - 6.18%



Forty-Eight Month Certificate of Deposit


Minimum deposit to open account - $500.00
Minimum deposit to obtain A.P.Y. - $500.00
Interest rate - 6.25%

Annual Percentage Yield - 6.44%



|HOME PAGE| |TERMS & CONDITIONS| |DOWNLOAD FORMS| |TELL US/ASK US|