1999

1998

$(000)

$(000)

Total equity capital of previous calendar year

13,069

12,227

Net income(loss)

1,448

1,316

Sale, conversion or retirement of capital stock

0

0

Changes to business combinations, net

0

0

LESS: Cash dividends declared on common stock

631

557

Change in net unrealized loss on marketable securities

(762)

83

Other transactions with parent holding company

0

0

Total equity capital at end of period

13,124

13,069