Peoples State Bank

Schedule of Fees

Effective: July 1, 1992

Regular Checking
Now Account
Super Now Account
Money Market Account
Statement and Passbook Savings
Christmas Club
Individual Retirement Account
Certificate of Deposit

Regular Checking

Minimum Balance - $300.00 Average Balance
Maintenance Charge Below Minimum Balance - $3.00 Monthly
NFS Checks per Items - $20.00
Returned Items - $5.00
Stop Payment Request - $10.00
Dormant Account Monthly Charge - $2.00
Limited Withdrawals/Charge - NO
Phone Transfer - $3.00
Wire Transfer - $15.00
Research Charge - $20.00 per hour

Now Account

Minimum Balance - $1,000.00
Maintenance Charge Below Minimum Balance - $5.00 Monthly
NFS Checks per Items - $20.00
Returned Items - $5.00
Stop Payment Request - $10.00
Limited Withdrawals/Charge - NO
Phone Transfer - $3.00
Wire Transfer - $15.00
Research Charge - $20.00 per hour

Super Now Account

Minimum Balance - $2,500.00
Maintenance Charge Below Minimum Balance - $7.00 Monthly
NFS Checks per Items - $20.00
Returned Items - $5.00
Stop Payment Request - $10.00
Limited Withdrawals/Charge - NO
Phone Transfer - $3.00
Wire Transfer - $15.00
Research Charge - $20.00 per hour

Money Market Account

Minimum Balance - $2,500.00
Maintenance Charge Below Minimum Balance - $7.00 Monthly
NFS Checks per Items - $20.00
Returned Items - $5.00
Stop Payment Request - $10.00
Limited Withdrawals/Charge - Six
Phone Transfer - $3.00
Wire Transfer - $15.00
Research Charge - $20.00 per hour

Statement and Passbook Savings

Minimum Balance - $100.00 Average Balance
Maintenance Charge Below Minimum Balance - $1.00 Monthly
Returned Items - $5.00
Dormant Account Monthly Charge - $1.00
Limited Withdrawals/Charge - Ten/$0.50 per Item
Phone Transfer - $3.00
Wire Transfer - $15.00
Research Charge - $20.00 per hour